Best PayNow Online Casinos 2026

By Lizi Nikoladze 03.08.2023, updated 08.10.2026

Table of Contents

PayNow is a reputable payment platform that allows users to send and receive money from other users. With PayNow, millions of consumers pay for goods, services, and utilities using their mobile numbers, National Registration Identity Card (NRIC) or Virtual Payment Address (VPA). It’s an instant payment service; hence, thousands of merchants use PayNow to facilitate super-fast transactions. There are numerous PayNow casinos in Singapore where players can transact smoothly and enjoy amazing gameplay. This review explains all you need to know about PayNow, including the available markets, how to deposit and withdraw, and the top PayNow casinos.

General information about PayNow

PayNow is an instant payment service that provides convenient and hassle-free transactions for consumers, merchants, government agencies, and corporate organisations in Singapore. PayNow was introduced to participating banks on July 10, 2017, and to non-bank financial institutions (NFIs) on February 8, 2021. This payment platform is owned by the Association of Banks in Singapore and regulated by the Monetary Authority of Singapore (MAS).

PayNow works with banks and e-wallet providers, ensuring that users can transfer funds to other users or businesses without knowing the recipient’s bank account number, bank name or e-wallet institution. In this regard, all that is required for a successful transaction is the recipient’s mobile number, NRIC/Foreign Identification Number (FIN) or VPA. Thus, if you own an account with a participating bank or NFI, you have to link your bank account with PayNow by providing your mobile number and NRIC/FIN. Afterwards, you can deposit at online casinos accepting PayNow.

There’s the PayNow QR service, which allows users to make payments and complete transfers by scanning a QR code. The QR code is part of the Singapore Quick Response Code (SGQR); hence, it is very safe and secure to use. This service is available in the PayNow section of the participating banks and NFIs.

Additionally, there’s the PayNow Corporate service. This service enables physical businesses, online casinos, corporate institutions, government agencies, social organisations or other non-individual accounts to set up PayNow and use it to make and receive payments. These bodies fall under the category of ‘Entities’. And they can sign up for PayNow in their respective mobile banking or e-wallet app using their Unique Entity Number (UEN). Thus, for a successful real-money deposit at PayNow online casinos, players must enter the casino’s UEN.

PayNow market coverage

PayNow has become one of the most popular payment systems in Singapore. The brand is backed by the government through the Monetary Authority of Singapore, so it partners with most banks in the country. Some leading banks that support PayNow include BNP Paribas, Anext Bank, UOB, Standard Chartered, HSBC, J.P. Morgan, Citibank, Bank of China, State Bank of India, etc. Top NFIs supporting PayNow include Wise, Singtel Dash, NIUM, Xfers, LiquidPay, and Grab, among others.

With these partnerships, PayNow processes millions of transactions worth billions of dollars annually. For example, in 2020, PayNow processed over 125 million transactions totalling over $10 billion, with online casino transactions contributing to this figure. Although this payment system primarily operates in Singapore, PayNow has sealed several cross-border partnerships with leading payment providers in other Asian countries. 

There’s the PayNow – PromptPay Linkage, which enables PayNow users in Singapore to send and receive money from PromptPay users in Thailand. Also, the PayNow – UPI Linkage enables Singaporean users to send and receive funds from users in India. Similarly, the PayNow – DuitNow Linkage makes it possible for users in Singapore to send and receive remittances from users in Malaysia. 

Such transactions are processed in the local currencies (THB, INR, and MYR) and in real time. So, Singaporean casino players who visit India, Malaysia or Thailand can easily fund their account or withdraw winnings at real-money PayNow casinos.

How to deposit to online casinos with PayNow

This online casino transaction method is linked to your bank account or payment service provider. So, you can smoothly deposit with it at online casinos accepting PayNow. The process is as follows:

1. Link your bank account to PayNow. If your bank or payment service provider supports PayNow, log in to the app and link your account to PayNow using your mobile number, NRIC/FIN or VPA.
2. Sign up at a trusted casino site. Our experts have reviewed different online casinos that accept PayNow. You can read the reviews and join any of them. 
3. Choose PayNow as your deposit method. Visit the casino cashier and tap the PayNow option. 
4. Enter the deposit amount and copy the casino’s Unique Entity Number (UEN). Then, open your mobile app or e-wallet, select PayNow, enter the deposit amount, and paste the UEN. 
5. Input your transaction PIN to complete the deposit.
6. For casinos that offer the PayNow QR service, you must scan the code. Then, you’ll be redirected to your online banking or e-wallet platform. Enter the amount and provide your transaction PIN to make the deposit.

How to withdraw from online casinos with PayNow

The withdrawal process at PayNow casinos online is simple. It requires you to complete the prescribed know-your-customer (KYC) procedure. The payout process is as follows:

1. Choose PayNow in the casino cashier. Visit the cashier, tap the withdrawal button, and select PayNow as your preferred payout method.
2. Provide your transaction details. Enter the amount you wish to deposit and input your mobile number, NRIC/FIN or VPA. 
3. Confirm the transaction by entering your casino password. Then, wait for the payment processing.

PayNow transaction times and fees

One of the most compelling features of PayNow is that transactions are processed in real time, whether you use it in Singapore, Malaysia, India or Thailand. As such, all PayNow deposits typically reflect in your online casino account instantly. With respect to payouts, the processing time varies across different PayNow casinos online. Having stated that, most of the recommended casinos on this page handle payout requests within 24 to 48 hours. Once the processing is successful, you’ll receive your funds immediately.

When it comes to fees, the Association of Banks in Singapore prohibits banks and NFIs from imposing transaction fees on PayNow users. Thus, you can deposit and withdraw money at PayNow online casinos free of charge.

PayNow casinos pros and cons

Pros

• Super-fast transaction processing
• No transaction fee 
• Works with nearly all banks and payment service providers in Singapore
• Available in other countries
• Top-tier security

Cons

• More countries need to be added for wider reach

PayNow mobile usability and security

Since PayNow is linked to your bank or payment service provider, it functions through your regular banking app or e-wallet app. From the sign-up process to regular transfers, bill payments, QR scanning, and accessing transaction history, PayNow is fully mobile-optimised. Thus, if you have a mobile banking or e-wallet app, you can use this payment option whenever you like. Even if you don’t want to download your bank or e-wallet app, you can still access and use PayNow on a mobile browser via your bank’s internet banking service or e-wallet website.

PayNow’s integration with banks and NFIs provides users with high-level security of transactions. This means the payment method provides the same level of security and safety as your regular bank or e-wallet. Also, users’ personal and payment information is encrypted and transmitted securely during transactions. In addition, PayNow online casinos provide excellent security of transactions. Therefore, you can always deposit and withdraw with PayNow at leading online casinos. 

Conclusion

PayNow processes millions of transactions annually, making it one of Singapore’s most followed payment methods. The platform works with most banks and NFIs in Singapore, but in recent times, they have extended their market coverage to countries like India, Thailand, and Malaysia. Thus, there are many PayNow online casinos in these countries. This casino banking method is mobile-friendly and very secure. In addition to swift deposits and withdrawals at PayNow casinos, players can access lots of games, generous promotions, and interesting tournaments, and have a great time there.